Well at the age of 37 I would never invest all my money in the stock market it's too high risk. I have bought tons of stock in my lifetime and made some good money on stop. In the mid-nineties I invested money in Lowes and Home Depot when they were first establishing their name in California. I also lost money in the stock market so I know at this age I would not invest too much money in the stock market. I also have an etrade account so I can buy stocks and sell stocks at any time. I would invest in waste management Johnson