Argumentative Essay On Student Loan

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The first argument I would like to explain is that once you take out a student loan it never goes away, even if bankruptcy is filed. The reason for this is because most people can’t afford to pay them back and it’s extremely hard to get them reduced and even harder to get them completely eliminated. Student loans themselves are often private, unsecured loans. What this means is while federal student loans often come with a thing called borrower protection, private loaners are unlikely to offer these benefits and can charge a certain amount of money each month with little to no flexibility. Therefore, if you’re considering getting a student loan this point should be a major determining factor in your decision. Taking a loan out is never a good …show more content…
You have to put it above other important financial responsibilities such as making steps towards retirement, saving for a down payment on your house, getting married, and even your future family. Therefore, your life is ultimately delayed because of your student debt. This could all be avoided simply with the right guidance and by saving up money for college when you’re young so you can pay cash for your classes. At the end of the day, one could make up multiple excuses to argue that they need to get a student loan. Such reasons could include, “My parents can’t afford to send me to college,” or “I have more important financial obligations than to pay for school”. The reality is that there are too many ways to avoid student loans and pay for college perfectly fine without them. Why delay your life, spending all your time and hard earned money on student loan debt, when you can pay cash for college up front with determination and focus on saving while you’re …show more content…
With both arguments firm on the table, especially the point that you can’t run away from student loans, I believe it’s safe to say
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