Case 2 Essay

Words: 1450

Pages: 6

Open Document

Case 10.4 — Investing for Retirement

Executive Summary Retirement plans represent a unique opportunity to divert a portion of income into tax-deferred accounts. This report looks at hypothetical sample data from 194 couples with the aim of gaining a deeper understanding of what characteristics affect this group’s tendency to invest or not invest in retirement plans. First, basic tests were performed on provided data to examine if the given characteristics were related to the amount invested in retirement plans. We found moderate relationships between several characteristics that warranted further examination. Various additional tests and graphical analysis were performed in order to ascertain the relationship between individual …show more content…
This would indicate that couples with higher salary, lower debt, and smaller mortgages have a tendency to invest a higher percentage of income in retirement plans.

Follow-up testing was performed on the relationship between amounts invested in retirement and the three other characteristics. These tests confirmed salary as unsuitable for analysis (Appendix A8). After also eliminating number of children due to low significance, tests found the relationship between amount invested and mortgage and debt to be of low explanatory ability. This line of inquiry was abandoned (Appendix A9).

Conclusion

Based on tests testing the relationship between percent of income invested in retirement plans and the levels of salary, mortgage, and there are several conclusions that can be reached. The first is that of the three aforementioned factors, none has a significant individual relationship with percent of income invested in retirement plans. Second is that when combined, salary, mortgage, and debt have the strongest relationship of the data given. In fact, salary, mortgage, and debt account for 45% of the variation in percentage of income invested in retirement plans. This relationship indicates that couples with a combination of higher salary, lower debt, and smaller mortgages have a tendency to invest a higher percentage of their income in a retirement plan. Number of children was

Case 2 Essay

CASE 9: Horniman Horticulture 1. Assess the strengths and weaknesses of the company Horniman Horticulture. - Horniman Horticulture has a variety of strengths and weaknesses, among them are a mix of quantitative numbers to support the performance as well as qualitative factors to support the performance. We should address the management to start with and their business philosophies. One of the co-owners Bob Brown has a very strong work ethic, which he has achieved through his fathers personal…

Words 1878 - Pages 8

Essay on Group 2 Case 2

Case 2 Continuous Improvement for a Nursing Service Group 2 Zijun Huang, Yao Xi, Xiaokang Bao, Weihan Chen Florida International University The Health Care Dashboard From the beginning our group would talk about the health care dashboard. Some people might never hear about the health care dashboard. You can comprehend the health care dashboard as the car’s dashboard, and from the health care dashboard you can get a lot of your department’s information. Dashboard development…

Words 1740 - Pages 7

case 2 Essay

Case 2-9 1. The blame for the fraud should mostly go to Mouns. Mouns took advantage from the company and using company’s assets to get his personal profits. When Finn told him that the company is losing money, Mouns replaced the lost by putting a highter number on it made it looks like they were making profit. He was also convinced his Finn commit the crime with him. What Mouns did at first was to put pressure on supplier and got lower prices, and then the company started having profits. Finn…

Words 565 - Pages 3

CASE 2 Essay

Compliance with Sarbanes-Oxley Act Regulations Implementation of better security measures for data protection, identity protection and ensuring that company resources are not misused Compliance with SEC, GAAP and IFRS procedures to record all transactions 2. Advise the president of what the company is doing right (they are doing some things well), and also recommend to the president whether or not they should buy the indelible ink machine. When you advise the president, please be sure to reference the applicable…

Words 747 - Pages 3

Case 2 Essay

Australia and New Zealand: Doing Business with Indonesia Part 1: Case Summary: Indonesia is the world's largest Muslim population and the fourth most populous country in the world. Australia and New Zealand share trade and education with Indonesia. While some Asian countries are pulling back from perceived threats of international contagion, Indonesia continues to open up its market to world enterprise which gives Australia and New Zealand the opportunity to do business there. Long-term relationships…

Words 635 - Pages 3

case 2 Essay

Show Art This exposition was very good. Were organized to the faculty of El Paso Community College. In the exposition was a lot of paintings and any sculptures. This experience was good, because I can know more about art appreciation and about what think the artist. The exposition I like, because any paintings had a beautiful color. Like was a painting that was made with material of oil on canvas, this are a lot of geometric forms. Had circles, diagonals lines and horizontal lines. Another paintings…

Words 295 - Pages 2

case 2 Essay

oil spills and runs community development projects ineffectively. Obviously, they lost trust with internal stakeholders such as employees and lenders and with external stakeholders such as consumers, governments, and non-governmental organizations. 2. Should government regulate the CSR reporting of corporations? Government should regulate the CSR reporting of corporations because the NGO do not trust corporations anymore and want governments to be responsible for the ethical operations of corporations…

Words 512 - Pages 3

CASE 2 Essay

their own job, they need to be on guard especially at such an vulnerable area, which is also very important to the departure lounge but people rarely will pay attention to, if few staff can not hold the whole situation, place more TSA agents there in case of the emergency, it works better than getting the cameras, alarms, or screenings installed. The contingency plan should always being ready to be carried out rapidly at any time to keep the airport and terminal running as normally as possible so that…

Words 504 - Pages 3

Case Study 2 Essay

BA 644 Case 10-4 Fraudulent Misrepresentation Dr. Speronis 2/25/2015 Annie Ashton Esprit Log and Timber Frame Homes v. Wilcox 691 S.E.2d 344 (2010) Facts Ricky and Sherry Wilcox entered into a contract with Esprit Log and Timber Frame Homes (Fireside Log Homes), where Fireside agreed to manufacture and supply the Wilcoxes with the logs to build a manufactured home which could be assembled in seven to ten days (Esprit Log and Timber Frame Homes v. Wilcox, 2010). The Wilcoxes agreed to pay $128,600…

Words 785 - Pages 4

Essay on CASE STUDY 2

Erin Fitzpatrick Rigor Mortis Case Stud BIO 317 Construct a time-line of the events from Saturday evening through Monday morning as described in the story. Around 11:30 Steve hit his head and was knocked unconscious. Steve’s injuries most likely caused his death in the early Monday morning hours. Jackie most likely died from the substance that was thrown in her face by Leslie. Jackie most likely died very soon after Leslie threw the substance at her. This would have been at approximately 12:30am…

Words 498 - Pages 2