Essay Case Analysis

Submitted By Yuejiao
Words: 7977
Pages: 32
Open Document
CASE ANALYSIS

Contents
|ABSTRACT…………………………………………………………………… |3 |
|1 Macro-Economic Conditions ……………………………………………… |4 |
| 1.1 Basic information…………………………………………………… |4 |
| 1.2Macro-environmental Risk………………………………………… |4 |
| 1.3 Unemployment Rate………………………………………………… |4 |
| 1.4 Inflation……………………………………………………………… |6 |
| 1.5 Housing……………………………………………………………… |7 |
| 1.6 Taxation……………………………………………………………… |8 |
|1.7 Investment vehicles………………………………………………………… |13 |
|2. Overview…………………………………………………………………… |15 |
|2.1 Personal Situation……………………………………………………… |15 |
|2.2 Financial Expectations………………………………………………… |16 |
|2.3Investment Policies ……………………………………………………… |21 |
|3 Analysis of Mary's budget…………………………………………………… |23 |
|3.1 Risk Profile…………………………………………………………… |23 |
|3.2 Budget Risk Analysis ………………………………………………… |24 |
|4. Uncertainties and suggestions ……………………………………………… |29 |
|4.1 Macro-environmental Risk……………………………………………… |29 |
|4.2 Individual Risk……………………………………………………… |30 |
|CONCLUSION ………………………………………………………………… |32 |
|ADVICE ……………………………………………………………………… |33 |

Abstract Mary Spencer was putting the final touches to her personal financial plan before graduating from the Richard Ivey School of Business HBA program in the spring of 2012. In general, Mary was happy with her plan. Her goals, investment policy statement and financial budget all made perfect sense to her. Even so, she kept going back to one number—43% tax rate! During our analysis, we are seeking a combination of three or four investment vehicles that would work best together. First, we take a look at the macro environment of Canada and the risks that Mary would meet in such an economic environment. In this part, we also make an introduction of personal taxation and some investment vehicles in Canada. Then, Mary’s personal situation is taken in to consideration to analyze whether her financial plan is suitable for her to achieve all her goals. We divide her financial plan to three parts according to her ages, short-term from 22-30, medium-term from 30-60 and long-term from 60+. Financial expectations are included in this part. Also there is analysis on her investment policies. In the process of analyzing Mary’s financial plan, we first compare her budget to her expectation, finding that it doesn’t match
Show More

Related Documents: Essay Case Analysis

Case Analysis Of Kellogg's

would be very interesting to do a case analysis on it. Currently, the company stands in a good healthy position of steady sales growth because of constant new products. However, current corporate management is facing some tough issues such as the rebranding of its famous marketing character Tony The Tiger, appealing to the new generation, and competing with the new cereals induced with fiber that are increasing market share every year. Kellogg strategic analysis can be broken down into two different…

Words 771 - Pages 4

Case Management Case Analysis

Case management is responsible for patients whom have both acute and critical conditions. Patient consultations, pre-admission, and referrals to hospitals are provided by a case management team. They also coordinate post-surgical follow up, and prepayment approval of specified referred services. Case management is also responsible for the monitoring, coordination, and relocation of all care on behalf of the member who is within a contracted health program (Davis, 2014). Case management revolves…

Words 343 - Pages 2

Case Analysis Essay

Hasan Nizami (260472486) Sean Park (260497399) James Chan (260518302) Rona Hunter (260518074) Sean Stapley (260524697) Fahad Syed (260528433) Case Analysis: Marriott Corporation: The Cost of Capital (Abridged) Problem Marriott Corporation must determine the appropriate annual hurdle rates at each of the firm’s three divisions in order to accurately value and determine whether they should partake in an investment project. Options  Maintain the current capital structure  Change their current…

Words 1727 - Pages 7

Utiliscan Case Analysis

Case Analysis II: Utiliscan Webster University Abstract: “Human resources (HR) issues commonly experienced by employers today include diversity, productivity, training, benefits and outsourcing. How each business deals with its specific human resources issues depends on the HR manager or director as well as company policy”(wiseGEEK, n.d.). Utiliscan is currently facing challenges similar to those of other companies. Some of their challenges include hiring, compensation, advancement opportunities…

Words 1488 - Pages 6

Case Analysis Essay

Case Analysis M5A1 Closing the Deal Pamela Phillips BUS 523 Dr. Moore April 5, 2015 Section 1: Introduction and situational analysis: When taking on the job of a salesman for a living it can raise some questions of ethical behavior and guilt upon the person trying to make the sale. The level of guilt and anxiety can be that much higher if the salesman has a quota to meet or his or her salary is based on the sales alone (i.e. Commission based). The salesman feels obligated to their family…

Words 1461 - Pages 6

Case Analysis Apple

Case Analysis Template Note: Use additional page(s), if needed, for any of the following sections . . . Dawn Argese Apple Inc (There seemed to be less ratios this time. Am I correct or did I miss something?) Important facts in this case (company, industry, competition, etc)?The company dropped “computer” from its name in 2007, reflecting its role as a consumer electronics powerhouse.Apple generated approximately $625 of revenue from each of the 40 million iPhones it sold in 2009. It generated…

Words 1632 - Pages 7

Case Analysis: Venezuela

Bernie Terron Case Analysis # 1 Over the past years Venezuela has been one of the countries that has been showing the potential to become a powerful country, if they had the right leaders. Unfortunately, this isn’t the case. Under Chavez, Venezuela was in order, being this said with Chavez Venezuela wasn’t as prosperous as they should be with the resources they have. Now, that Chavez currently passed away almost a year ago I will be looking at Venezuela’s new aspect with the tools we learned…

Words 1193 - Pages 5

Momcilovic Case Analysis

A critical analysis of the decision in Momcilovic and the issue of inconsistency between Commonwealth and State Laws Introduction The interpretation of what it means for a State law to be ‘inconsistent’ with a Commonwealth law has drastic consequences on the division of law-making powers in Australia. This is because it has the ability to narrow or eliminate the States’ capacity to legislate on certain matters where a Commonwealth law exists. The notion of inconsistency was recently revisited in…

Words 1208 - Pages 5

Case Analysis Essay

Seungwoo Chung November 20, 2014 MGMT 210 Professor Elsass Case analysis 1. Analyze the Schlitz organization from a subsystem perspective. What are the inputs and outputs? Can you identify some of the major subsystems of Schlitz? Input in general is the people, material and information. In this case, the people are anyone that associated with the Schlitz’s company, like the managers, employees, stockholders, retailers, wholesalers, etc. Materials are the ingredients that are used to produce the…

Words 823 - Pages 4

Case Analysis Essay

Case Analysis of Lotus development Corporation: Spousal Equivalents “Authority for Social Issues” Jimiah Williams Berry College Introduction In 1989 Russ Campanello, Vice President of Human Resources at Lotus Development Corporation, faced a difficult, managerial decision that would radically affect the company’s employee benefits policy. A few months into his occupancy, Campanello is addressed by an ‘Extended Benefits Task Force’ advocating that the corporate benefits given to spouses of married…

Words 1122 - Pages 5