Hurricane season brings with it many challenges for homeowners. Likely the most significant challenge is dealing with the aftermath of destruction left by the torrential rains and heavy winds. Often, homeowners do not know where to turn or what their next step is after returning to their home. When faced with such a challenge, homeowners should seek the advice of a professional public adjuster rather than trusting their insurance company to look after their best interests.
Insurance companies are not always the answer
Although homeowners pay in to their homeowner’s insurance companies either monthly or annually, one must not assume that the insurance company will handle their claim adequately. Not only do insurance companies put their interest first, but they often do not explain to their clients that they possess a mutually beneficial relationship with their preferred contractor who they assign to complete estimates and home repairs after a hurricane. While the contractor may perform adequate work, they often produce low estimates for minimal work to please the insurance company. Rather than conducting a thorough inspection and accurately assessing all damage, they minimize the amount of damage and only repair damage according to what the insurance company determines to be acceptable. …show more content…
When it comes to extensive losses that many homeowners suffer after a hurricane, financial matters are only a small part of getting back on their feet. An experienced claims adjuster has the expertise to sort through the pile of information requested by the insurance company before they will begin to process your claim. In addition to large amounts of paperwork, the complexities of most insurance policies make it ideal for homeowners to rely on a public adjuster to simplify the