David Chilton starts out his book telling the readers what he like to do with his spare time. He says he like April because of the NBA and NHL playoffs and it is the start of MLB and Golf season. He has a wife with a baby on the way and feels the need to become more financially literate when it comes to managing money. Something he feels clueless about. He moves on talking to his father about saving money for big purchases and his father tells him he always saved before he bought anything that would be considered a major purchase. His father does concede that he bought a house in which he had to borrow the money for. He took out a 30-year mortgage for this purchase. His dad tells him to talk to Roy the barber who could help him to become
