Customer Information: Initial review for David Dowell.
The client is HIGH risk based on actual transactional activity, changes in account type and self-employment occupation.
David Dowell is the owner of El Dorado, an architect company based in Kansas City MO.
Relationship Review: David Dowell has been a MOBANK customer since 09/21/2004 with the following accounts:
305030 - Joint checking account for David and Katheryn Dowell. Credits; ACH payroll deposits, funds transfers from accounts; including a LN advance, deposits funded by employee distributions and distribution earnings; PayPal transfers, ATM rebates. Debits; outgoing wire (title company), funds transfers, POS purchases, credit card payments, miscellaneous checks, ATM and branch cash withdrawals, other incidentals. Current balance as of 12/01/2017: $7969.96…show more content… Credits; payroll deposits and IOD interest accrued. Debits; online transfer, LN payment. Current balance as of 12/01/2017: $6,486.01
149616 - Paragon Partners LLC - Operating account. Checks; rental checks payments from clients. Debits; loan payments, checks for operating expenses, bank fees. Current balance as of 12/01/2017: $6,486.01
149640 - Tumbleweed Collaborative LLC - Operating account. Credit; check payments from El Dorado. Debits; loan payments to Mobank and WF, funds transfers, checks for operating expenses, bank fees. Current balance as of 12/01/2017: $11,654.57
726699 - El Dorado Incorporated - Business Investor Fund. Credits; internal funds transfers, IOD interest accrued. Debits; online transfers. Current balance as of 12/01/2017: $420,052.29
1002171 - El Dorado Incorporated - Operating account. Credits; incoming wire (title company), check payments from multiple companies, internal transfers. Debits; checks for operating expenses, ACH transfers to Paychex, credit card payments, taxes, phone bill, insurance premiums and other incidentals. Current balance as of 12/01/2017:
