Garage Insurance Essay

Words: 600
Pages: 3

Garage Liability Insurance covers damage to a customer's car caused by the work you did or by the products you installed in the vehicle, where Garage Keepers Insurance covers the physical damage by fire, theft, vandalism or collision to the vehicle while it is being worked on or stored at your location for safekeeping and awaiting pickup by the customer.

Other Common Names for Garage insurance
Direct Primary Insurance or Primary Insurance
Garage Keepers Insurance or Garage Keepers
Garage Keepers Legal Liability Insurance or Garage Legal Liability
Garage Liability Insurance or Garage Liability
Garage General Liability or Garage GL
Who Needs Garage Insurance?
If your business performs services, repairs or preventative maintenance on vehicles
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Garage Keepers Insurance would pay to repair the damage caused to the customer’s car, up to the limit you select.

Garage Liability Coverage Example
You change the oil in a late model vehicle and the technician accidently puts the wrong oil filter on the vehicle which works for a few days then it leaks oil out of the engine and caused major engine damage. Garage Liability Insurance would cover the necessary repairs necessary to repair the customer’s engine and possibly provide a temporary replacement vehicle during the repairs.

Other Common Insurance Coverage’s in a Garage Insurance Program
Garage Liability Insurance and Garage Keepers Insurance are two coverage’s that are common in Garage Insurance Programs other common possible coverage’s needed in Garage Insurance Programs include:

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