Good Credit Score Important

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Good credit plays an important role in your financial life. Let's start off with defining what credit is, credit is basically a representation that shows how responsible you are on paying bills, loans, or other finances. A credit score on the other hand is a numerical representation of your credit reliability. My mother has always told me “If you don't have good credit, you won't have nothing”. This saying is quite accurate, With poor credit or a low credit score you will not qualify for anything. A bad credit score will stop you from buying something as big as a house to something as simple as a cell phone. It is good to start to develop good credit habits in your years of college to prepare you for adulthood, your career, and your financial future.
Establishing good credit habits in college will make your transition to adulthood much easier. Most of the time a good credit score is required in the process of housing applications, car purchasing, and many other important financial life decisions. Starting in college with your good credit will make purchasing these life necessities a guarantee. You will not have that time gap of trying to get your credit score up before purchasing these life essentials, …show more content…
Your credit history may be considered by future employers when looking for a job. Credit scores are sometimes used to tell the characteristics of a person, if you have a good credit score your are most likely to be seen as responsible and disciplined, however a person with a bad credit score might be seen as opposite of those characteristics. If a job requires you to travel, you will need a excellent credit history to qualify for their corporate credit card that might be used to rent a car, buy plane tickets, or pay for hotel bills. Maintain a good credit score through college and through the rest of your life will only be beneficial for you throughout your

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