Medical Malpractice Insurance

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For starters, it is important that health care professionals have medical malpractice insurance because “it protects them from liability associated with wrongful practices resulting in bodily injury, medical expenses, property damages, and the cost of defending lawsuits related to such claims” (National Association of Insurance Commissioners, 2015). Medicine and Dentistry malpractice insurance are similar in many ways because just like medical professionals, dental professionals need to have it too. In Dentistry, oral surgeons are mainly targeted with a lawsuit because they use a higher dosage of anesthesia to perform more complicated procedures. For example, in “June 2013, a woman was awarded $350,000 after a root canal lead to nerve damage”

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Essay On Medical Malpractice

Medical Malpractice Everyone makes mistakes, but some are more deadly than others. Malpractice is the illegal or negligence, professional activity or they’re working out of the their scope of practice. Medical malpractice is one of the top causes of death in the United States, with this being said, insurance for medical practitioners would be considerably higher. Should the amount of malpractice insurance be lowered even though malpractice is one of the leading causes of death? The answer is yes…

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Healthcare Policy Essay

455 Dr. Baron Smith December 20, 2012 Medical Malpractice Policy As time progresses, society and the surrounding environment are constantly changing. A component in the ever-changing workplace is healthcare. Daily discoveries are made whether it is relating to a new disease or a new technology to prevent one. trials and testing need to be done implement a technology or medicine to consumers so medical professionals are aware of side effects that can occur. To provide…

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Medical Malpractice Law

to United States system for handling medical malpractice claims. Historically, this attention reflected concerns primarily about the impact of our medical liability system on the cost and availability of medical liability insurance. (Fred J. Hellinger, 2009). But recent studies have concluded that medical liability reform might not decrease healthcare costs. A report by the consumer advocacy group Public Citizen demonstrated that the total value of malpractice payments on behalf of providers has been…

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Stratton V. Swanlond Decided In 1374

The earliest reported medical malpractice case was Stratton v. Swanlond decided in 1374. The defendant surgeon attempted to repair a woman’s traumatically mangled hand. The plaintiff claimed that the surgeon guaranteed to cure her injury for a reasonable fee, but after his treatment her hand remained severely deformed. The lawsuit was dismissed because of a procedural error in the Writ of Complaint; however, the judge set forth principles to follow in future cases, which are recognized today. He…

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Health Rights and Responsibilities92820 Essay

Medical malpractice occurs when “a doctor or medical professional did not practice the standard of care as dictated by their profession causing temporary or permanent damage to a patient.” Malpractice (aka liability) insurance is essentially what covers a physician or health care worker should they be sued by a patient for medical malpractice. Professional Liability relieves you from the financial burden of defending yourself in a malpractice lawsuit. Professional liability insurance provides…

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Essay On Malpractice Insurance

agreements that provides malpractice coverage for telehealth services. However, some insurers retain the right to selectively deny coverage. Common reasons for selective denial of coverage include: 1) the patient or service provided is not located in a state where the insurance company is licensed; 2) the physician/exposure presents an above-average risk; 3) coverage disallows telemedicine direct patient care, but does allow peer-to-peer physician consultations. Ultimately, insurance is regulated at the…

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Essay on Ethics: Medicine and Jerry

Medical code of Ethics Ethics Case Study HCS/335 Case Study When working in health care it offers many rewards, but it also can be risky. Combining medical technology and the human touch, the healthcare industry diagnoses, treats, and administers care around the clock, responding to the needs of millions of people. Jerry McCall is an office assistant for Dr. William’s. Jerry has received training as both a medical assistant and Licensed practical nurses (LPN). During the time the receptionist…

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Lester E. Cox Medical Center Case Study

Watts v. Lester E. Cox Medical Centers Medical malpractice is one of those things that can physically and emotionally damage a patient for life. I think it is part of the reason why malpractice insurance or medical liability coverage is so expensive. It is to deter physicians and doctors from medical malpractices. In some states, there is a cap on the monetary compensation awarded for medical malpractices. An example is the Watts v. Lester E. Cox Medical Centers (Cox) case of 2012 in Missouri. Naython…

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Overview Of The US Healthcare System

the health of the patient but to safeguard the physician against the possible malpractice lawsuit through wrong doing and the fear of litigation has been the driving force behind defensive medicine practicing by physician throughout America healthcare system. According to study 2005 done by JAMA over 90 percent of physician in the surveyed admitted to practicing defensive medicine to protect them from unwanted malpractice lawsuit (JAMA, 2005). This is one of the factors that has driving up the cost…

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Health Insurance Portability and Accountability Act and Regulatory Compliance Essay

regulatory compliance can impact a litigation process, which in the case of Stevens vs, Hickman Community Hospital was prominent when the Tennessee Court of Appeals dismissed the case based on failure to comply with Tennessee’s Medical Malpractice Act and the Health Insurance Portability and Accountability Act of 1996. This paper will include an IRAC Brief that will explain the case in detail followed by a brief explanation of governmental principles of regulatory compliance requirements, a brief explanation…

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