American college students are faced with the inevitable reality that they will accumilate thousands of dollars in student loans debt proir to graduation. Currently, American college students owe approximately $1.3 trillion dollars in student loan debt. Peter Bielagus, the speaker of "More Money", was a college student with a massive financial debt. Peter uses his past financial turmoil to help college students aviod and overcome debt. The speaker emphasized the financial mistakes an individual can make and the devastating consequences that affects an individual's life. The first and most signifigance piece of information was "start before you need to start". Peter emphasized the importance of starting immediately and that procrastination