Toxic Love Affair With Debt Research Paper

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Why, oh why, do we continue our toxic love affair with debt? What is it about the debt that attracts us so much? Is it the high-interest rate that we love? Are the annual fees sexy? Or, is it simply that we lack one simple principle-discipline. If we can discipline ourselves can we stop digging our way into more debt? Absolutely! This principle could help individuals where there are no established savings for emergencies and the credit card is reserved for such use. Emergencies will happen; but would you prefer to go into debt to take care of the emergency, or use what you already have in savings to handle it? What happens when the lenders say, “You cannot borrow any money due to your debt-to-income ratio”? How will you handle your emergency
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