Assess The Importance Of Health Insurance In The United States

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What is health insurance? Health insurance is when the government pays for someone medical and surgical bills. Many people in the United States do not have health insurance because they cannot afford it. Having health insurance is very important. So many people choose to think it is not a big deal, when it is. People who do not have health insurance have to pay the full amount of the bill while people who have health insurance have to pay half the bill. Because of that there are so unpaid medical expenses, health insurance is important because it helps covers emergency health problems.
Health insurance is a type of insurance that covers an individual medical and surgical expenses. Insurance pays the cost out of pocket then it is reimbursed or the insurer make payments directly to the provider. "Insurer" is the owner of the health insurance policy. In countries without universal health care coverage, health insurance is commonly included in employer benefit packages. Everybody at some point in time will need health insurance. Medical care is required, rather than wondering whether he/she has the resources to pay for it. There are penalties for those who have failed to have a policy. …show more content…
For example, if someone has a heart attack and he/she is billed for approximately $3,000 and did not have a way of paying. This is where health care insurance comes into effect. You pay less for covered in-network health care, even before one meets their deductible. So if the deductible is $1,000 then the plan will not pay for anything until one has met their $1,000. Also receive free preventive care before meeting the deductible, such as vaccines, screenings, and check-ups. Once one gets health insurance, they are required to have a yearly check-up

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