Essay 4

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Essay 4

Wealth can be defined as a mental state or physical state. Wealth is the abundance of valuable resources or valuable material possessions. One can value knowledge such as education or training, or one can value simple money. Growing up in a single-family household, we didn’t have much. A young mother, with two young children to care for with no education is almost a failure from the beginning. Since I was the youngest, I never got anything new, I always got the hand me downs from my sister. Remembering back into the late eighties, the cost of living was lower, everything seems to be cheaper because it was. There was not a rise in healthcare. You could go see a doctor without fear of going bankrupt. We never received government assistance. Ranging from food stamps to Medicaid, to cash assistance. My mother always worked full time, always had health insurance for us. I understand the need for assistance for some people to help them but we were fortunate enough to not need it. My mother family and grandparents helped when needed. Welfare is more profitable than a minimum wage job in 35 states. And Ohio is one of them. A new study from Michael Tanner and Charles Hughes of the Cato Institute entitled “The Work Versus Welfare Trade-Off: 2013” found that even after taking the Earned Income Tax Credit in to account, welfare benefits in 35 states exceed the national minimum wage of $7.25 an hour. In 13 states, welfare pays more than $15 an hour. Tanner and Hughes found that contrary to stereotype, most individuals are not lazy, but merely struggle to pursue work in the face of welfare being a more profitable alternative. For example, “in 11 states, welfare pays more than the average pre-tax first year wage for a teacher. In 39 states it pays more than the starting wage for a secretary.”
If you are interested in helping more people lift themselves out of poverty, it is a fact worth noting. While 23.9% of adults who do not work are in poverty (as defined by the Federal Poverty Level), only 15% of part time workers are poor. And only 2.6% of full time workers are poor. “While many anti-poverty activists decry low wage jobs, a minimum-wage job can be a springboard out of poverty,” Tanner and Hughes observe.
Ohio had the 26th largest welfare benefit package in 2013. Adjusted for inflation, Ohio saw welfare increase $3,714 from $25,009 in 1995 to $28,723 in 2013. You would need to make an annual salary of $26,200 (pre-taxes) to make the equivalent value that someone on welfare receives. That equates to $12.60 per hour.
The median salary in Ohio is $32,594, making Ohio welfare benefits the equivalent of 80.4% of the median salary of workers in the state. Welfare recipients in the most lavish state, Hawaii, receive 167% the amount of the median salary, whereas recipients in frugal Idaho only receive 36.9% of the median salary. When it comes to how much welfare benefits compare to the median salary Ohio ranks in the middle of the pack, at 24th highest. Ohio welfare benefits puts recipients at 147.1% of the Federal Poverty Level, ranking 25th highest among the states.
January 2015, Job and Family Services reported the percent of families below poverty level were 8.80%, and the total population in Hamilton County is 802,038. We are the third largest county in Ohio behind Franklin and Cuyahoga counties.
Welfare payments are generally received once per month, within the first week of each month, although some states may differ. To apply for and be approved for welfare benefits will take time. The processing time for childcare assistance, for example takes 30 days. If you are applying for basic cash assistance you can expect a wait time of 45 days. However if you are applying for food stamps, the turn-around time is only 7 days.
Allowance benefits are determined by a number of factors. States use a basic means test to determine eligibility and the amount welfare payments will be. The needs standard includes food, clothing,
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