Health Care Reform Research Paper

Words: 790
Pages: 4

Health Care Reform The Patient Protection and Affordable Care Act of 2010 (PPACA) was created with the intent to have health care costs decreased and demand that health care be accessible to all Americans. While this is the intent of the Act, there are many risks that could put stress on the health care system in regards to increasing the national debt, and potentially decreasing the quality of care.
Access to Care Even though the PPACA was set in to motion in 2010, the act was not fully put in to effect right away. The healthcare reform has been slowly implemented little by little since 2010, piece by piece. According to the ACA, adults that are under the age of 26 are allowed to stay on their parents’ health insurance plan. The only
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Coverage can be through one’s employer or via the government sponsored programs. In this Act, small businesses and large businesses are able to receive tax credits for offering and providing health insurance benefits to their employees. There are considerable investments made in the area of prevention, and for good reason. When diseases can be prevented, health insurance companies save boatloads of money. This is the main reason for health insurance companies covering the cost of preventative care services. Preventative care measures can aid in saving money before individuals need to join Medicare and ultimately reduces the cost burden of …show more content…
It is still a problem that has yet to be remedied, but we are slowly getting there with the implementation of this new Act. The Medicaid expansion could insure over 21 million Americans. However, States are individually given the opportunity to opt-out of the health reform Medicaid expansion. The States however will not be penalized for not offering a state Medicaid program. If the States were to offer Medicaid, it would provide services to low-income individuals with and without dependents. It would also benefit low-income children who are up to 19 years old as well as low-income adults with disabilities who don’t qualify for Social Security Benefits (ObamaCare Medicaid Expansion, ND). States that have previously expended Medicaid benefits to families and individuals in need, have reported a decrease in uninsured residents. They also have improved access to health care, increasing the numbers of their healthy population. On the other hand, however, the end result of States opting out of Medicaid expansion benefits will increase uncompensated emergency care for hospitals and other health care entities. In turn, the health reform act will be less effective and will drive the cost of care for the rest of the country when States opt-out of the Medicaid expansion efforts creating an imbalance within the