Personal Goal Paper: Budgeting Stress

Words: 771
Pages: 4

These past few months there were many things that stressed me out. Reflecting back to my personal goal paper, I talked about a behavior that triggered me to have stress and why it did. The behavior that caused me to have stress was having an excess amount of money and not knowing what to do with it. I stated how I usually overspend when I go out and not really having a budgeting plan for myself. I stated how it gave me anxiety on whether or not if I had enough money and the history of how my behavior started. I stated in my last paper how I planned on achieving a behavioral change and come up with a budgeting plan, distributing my money to organizations, and most of all keeping tabs on my bank account and making sure my parents were not adding …show more content…
The advisor highlighted statements that followed a pattern and asked me a series of questions on why I bought a specific item. After going through two months worth of statements, the advisor came to the conclusion that I did not have a healthy lifestyle when it came to buying food because of the number of times I went to fast food restaurants, overspending when I went to the bar to drink with friends and most of all, the number of times I went to the gas station in a 2 week span. We came up with a budgeting plan that consisted of me planning a spending budget for a week and listing the basic necessity things that I needed. The first week, we budgeted for food, gas, utilities, and miscellaneous things I could spend my money on. We set a budget of $300 for the month which I was kind of worried about. It seemed small since i spent roughly about hundred dollars more in a month. We budgeted food for $100 that should last a month for me. The advisor suggested that I buy food that I could store and cook, in which that meant I needed to learn how to cook. We budgeted for gas to be between $30-$40 since that is how much a full tank was going to cost me and should last me about 3 and a half weeks.