Most everyone could concur that college allows people to make more money per year, but what most people don’t realize, is the technicalities of what type of degrees really help you become financially stable. For example, “[t]here is enormous variation in the so-called return to education depending on factors such as institution attended, field of study, whether a student graduates, and post-graduation occupation” (209). This tells the reader that sometimes getting a certain college degree is not always the best option when trying to pay back loans and achieving success right out of college. This article shows statistics when college students choose to pursue a major that is not as high up like engineering, science, technology, or math, that it might not be as easy to pay back loans and be as fortunate and profitable. For the majority, I do agree with most of the content of this article. I can fully personally relate to Owen’s idea that when taking out large amounts of loans, one needs to be aware of how long and the worth of their college degree. I believe college education is absolutely always a positive, but when choosing your degree one