Student Loan Debt Affecting My Life

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Student loan debt can hinder certain things in your life “Debt costs you time in savings ,pushes back when and whether you can buy a home,start a family ,often a small business or access capital”(Denhart 2). It's even harder on minorities and student loans are their only option. According to “The Disproportionate Burden Student- Loan Debt On Minorities “ In 2013 42 percent of African American families had student loans compared to 28 percent of white families. Some people may think student loans is a life line “Student loans can be a lifeline,helping students finance college degrees even as tuition prices rises.” Student loans can affect you from getting the tax refund also retirement.
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