retirements
and life savings. Atrocious accounting scandals caused by deregulation, failed market procedures, lax
auditing oversight, and frankly, a lack of ethics, resulted in the systemic financial failure that shook every
aspect of the American economic system. A series of complex and contentious cases of fraud,
embezzlement, inadequate oversight of accountants, lack of auditor independence, weak corporate
governance procedures, stock analysts' conflict of interests, and inadequate disclosure provisions…
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