Your insurance rates will not be increased only for a month; they could possibly be increased for 7 years (thenest.com). While the average of increased rates is three years, you must keep a clean driving record during those three years. The length of time a speeding ticket stays on your record varies from state to state. Most states offer defensive driving classes to shorten the duration of the effects speeding tickets have on insurance policies. If you continue to accumulate speeding tickets, though, it will become increasingly harder for you to ever get back to the original insurance rate you had before the ticket. Your insurance rate will also increase by a higher margin the more tickets that you