Student Debt Argument

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The Need for Radical Action on Student Debt With how prominent the issue of student debt is, it is shocking how rare its inclusion in political discussions is. Student debt has consistently been increasing at a dramatic rate; it has more than doubled in the last two decades (“Is Rising. U.S. Economy”). This has already been a burden to the people of the U.S. for as long as they can remember, and it’s only worse for the forty-four million current borrowers that owe more than $1.6 trillion in student loans from the federal government (“Is Rising. U.S. Economy”). This tremendous weight has impacted debtors in a multitude of ways and has alarmingly restrained the U.S. as a whole. The immense amount of student debt in the United States should be forgiven to improve the …show more content…
To go further, student debt has added fuel to the fire of inequality in the U.S. First of all, it is abundantly clear that student debt disproportionately hurts black students. This is because black students, on average, are required to borrow more than white students due to trends in generational wealth and the need to outcompete white people who have the systemic advantages in selection for job positions (“Student Loan. Pros and Cons”). As a matter of fact, the racial wealth gap is noticeably more prominent when student debt is introduced, with a ratio of 12:1 of white to black households in median wealth including student debt and a ratio of 5:1 withholding it (Steinbaum). There is definitely other work needed to rectify the gap, but student debt forgiveness could be a breakthrough. Moreover, the difference in racial wealth, which is only worsened by student debt, pushes many black and brown students into inferior institutions, further reducing their opportunities to compete with their white counterparts (Levitz). Equalization of education opportunities encourages a changed future. However, this inequality isn’t limited to people of

David Leonhardt's Article Is College Worth The Risk?

strengthened his argument. Though shortly after Leonhardt’s article was published, a response article from the Chronicle of Higher Education appeared. “‘Is College Worth It’ You Might First Ask, ‘Worth It for Whom?’” by Jonah Newman introduced the idea that college’s true price tag had many factors to…

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Student Debt Book Review

Americans are pushed towards college their entire life. Elementary, middle, and high school teachers around the nation promise their students that college is a surefire route towards success. While walking down the halls of their schools, students will notice advertisements lining the walls for different universities and scholarships, further pushing them towards college. Furthermore, there exists a social stigma for those young men and women who decide not to attend college immediately after their…

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Dbq Student Debt Analysis

It is well known that student loan debt is a major problem that many Americans deal with for most of their adult lives. Many question if this warrants never attending college. I oppose that idea and believe college is worth attending, I say this with confidence because the DBQ has clear data that backs up my thesis. The reason college is worth attending is because higher education typically leads to a better quality of life. Document D helps support my case, it does this by supplying the reader…

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Argumentative Essay On Student Loan

The first argument I would like to explain is that once you take out a student loan it never goes away, even if bankruptcy is filed. The reason for this is because most people can’t afford to pay them back and it’s extremely hard to get them reduced and even harder to get them completely eliminated. Student loans themselves are often private, unsecured loans. What this means is while federal student loans often come with a thing called borrower protection, private loaners are unlikely to offer these…

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Argumentative Essay On Student Loans

Student loans should not be a burden students should have to carry throughout their lives, it should be an easier process and at a lower cost for students. Student debt has long lasting affects on not just the student who attended college but also their family members. Throughout this essay, their will be an insight to how student debt came to be, how it affects every individual involved and what solutions have been brought up to solve student debt. History of Student Loans Student loans were…

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Should College Be Tuition-Free Summary

matter of making college free. As she says in the article, "college shouldn't just be debt free-it should be free. Period." Which is a serious main topic, seeing as the author believes that tuition should be free because of the fact that, low income families are usually in debt by the time they get their degree. The author's main argument seemed to be how after getting a degree that the person is usually in debt for years to come, she also brings up how we pay for Kindergarten, and high school so…

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A Lifetime Of Student Debt Not Likely Summary

require student loans. In her article “A Lifetime of Student Debt? Not Likely,” author Robin Wilson, a reporter for the Chronicle of Higher Education, portrays student loans as a smart investment for all students to make in order to live a comfortable life (256-73). Wilson suggests that student loans are beneficial when used wisely because many families manage them, higher salaries pay them, and irresponsible students abuse them. Wilson believes that maintaining payments for student debt is manageable…

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Tabling Argument Analysis

her audience emotionally using concrete examples like “free stuff, pizzas, mugs, T-shirts”. Obviously, the author’s audience is a great portion of students who are victims of credit-card companies and schools’ avidity. In her article, Tamara explains why it is getting harder for the youth to be live independently without suffering from credit card debt. Several claims the author made are logically accepted as she stated several real statistics. For instance, when she claimed that schools play the…

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Should College Be Free Essay

tuition. My reasoning for this side is that many more students are given the opportunity to get a college level education, those who could not afford to go to college because of the cost are now able to enroll, and this would help eliminate the rising student debt. The first argument I will bring up is the fact that if community college tuition is free, then more students are given the opportunity to attend college. The fact that more students would be able to get a college level education is already…

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College Tuition: Skyrocketing

your main argument is about college debt and how a student can use scholarships as a way to pay for college. However, the title of your essay, College Tuition is Skyrocketing, could lead the audience to believe that your essay would be about the increasing costs of going to college. You gave a great deal of information on scholarships and the types that are available, but it was unclear as to who’s side of the argument you were on. You have made some good points about college debt and the hardship…

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