Workers Compensation Claims

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Workers' compensation claims happen when a person is injured at work. Workplace injuries are the responsibility of the employer who should have insurance in place to cover these injuries. When a worker has been injured and can't perform his or her duties anymore, the employee can file a claim with the employer's insurance company. It will cover lost wages due to the injury as well as pay medical bills. Unfortunately, there can be fraud on the part of the worker. Many insurance companies will hire a private investigator to find out whether the employee is as hurt as they claimed. In some cases, an employer who suspects fraud will hire an investigator especially if they are being accused of wrong-doing or irresponsibility to keeping workers safe. …show more content…
The investigator will follow the claimant during a liability investigation as they perform daily errands and live their life. It might involve watching them for hours a day while they shop for food, visit the doctor's office and head to physical therapy. The investigator will be as invisible as possible while staking the claimant's home waiting for them to do yard work or take out the trash.

When a claimant has a specific injury that keeps them from performing their duties, the investigator will be looking for evidence that the injury was faked as part of a disability investigation. For example, if a man falls at work and hurts his back, he might claim that he isn't able to bend over or pick up heavy items. If he's seen on camera bending and picking up objects, that evidence of fraud will be captured on video or in pictures.

Performing the Service
The investigator will follow the claimant as long as the client wants. When the client is an employer, they will provide an address as well as some details known about the claimant. This gives the investigator a base for following the supposedly injured …show more content…
Limitations of the Service
It can be tough to see the workers' compensation claimant doing anything in public that will negate their claim. The investigator cannot force a situation that will reveal an issue. For example, the investigator can't toss trash on the person's lawn and wait for them to come out and pick it up, which will have them bending for pictures.

There are state laws that prohibit some types of surveillance too. The investigator might not be able to look over a fence or peek inside the home. There are certain limits that are covered by law, and the investigator will not be able to break those laws.

How You Benefit from an Investigation
When a fraudulent claimant is being followed and watched, they're likely to make a mistake, which will be caught on camera. The investigator will provide the client with the evidence that can be used in court by the insurance company or by the client's attorney to dispute the worker's claims. In some cases, that evidence can be used by a prosecutor to bring charges against the claimant for
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